Insurance & Financing
Make Your Care Affordable
At Associated Endodontists of Melbourne, we believe that saving your natural tooth should never be a source of financial stress. Dr. Paul Scott and our team are committed to providing the "Gentle Root Canal Experience"—and that includes a gentle, transparent, and stress-free billing process.
Whether you are using dental insurance or looking for flexible monthly payment options, our dedicated front office team is here to help you navigate your coverage and find a solution that fits your budget.
Dental Insurance We Accept
We are proud to work with a wide network of insurance providers to help minimize your out-of-pocket costs. Our practice accepts most major PPO dental insurance plans, including but not limited to:
- Humana (And many other major PPO plans!)
Don't see your insurance listed? Insurance networks change frequently. Please give our friendly office staff a call at (321) 722-0550 with your insurance card handy, and we will gladly check your specific network status.
No Surprises: How We Handle Your Insurance
Navigating dental benefits can be confusing, so we handle the heavy lifting for you. We believe in 100% pricing transparency before any procedure begins. Here is our simple, plain-language process:
- Provide Your Info: When you call to book your appointment, simply provide us with your dental insurance details.
- We Verify Your Benefits: Our team will contact your insurance provider on your behalf to perform a complimentary benefits check. We will find out exactly what your specific plan covers for endodontic care.
- Clear Cost Estimate: Before you sit in the treatment chair, we will provide you with a clear, easy-to-understand estimate of what your insurance will pay and what your estimated out-of-pocket responsibility will be.
- We File the Claims: After your treatment, we will automatically file the necessary claims with your insurance company to ensure you receive your maximum benefits.
Flexible Financing with CareCredit®
If you do not have dental insurance, or if your insurance only covers a portion of your treatment, we offer flexible financing through CareCredit.
CareCredit is a healthcare credit card designed specifically to pay for out-of-pocket medical and dental expenses. It allows you to get the urgent tooth pain relief you need today, while paying for it over time.
Why our patients love CareCredit:
- Special Financing Options: Enjoy options for 0% interest if paid in full within promotional periods (typically 6 to 12 months).
- Instant Approval: Applying takes just minutes online or over the phone, and you receive an immediate decision.
- Low Monthly Payments: Break up the cost of your root canal into predictable, budget-friendly monthly installments.
Other Accepted Payment Methods
For co-pays, deductibles, or out-of-pocket payments, we accept:
- Cash
- Major Credit Cards (Visa, MasterCard, Discover, American Express)
- HSA (Health Savings Account) and FSA (Flexible Spending Account) cards
Let's Get Your Benefits Checked Today
Don't let pricing concerns keep you in pain. Our team is exceptionally skilled at maximizing your benefits and finding a payment structure that works for you.
Call us today at (321) 722-0550 to verify your insurance coverage, discuss financing options, or book your consultation with Dr. Scott.